Workers Compensation

Business risk is complex and fast changing. The current annual Inflation rate is at 8.3%. Estimated 22% of workforce is working remotely. Real GDP growth averaged +2.6% The global budget for IT is set to hit $3.92 trillion.

Inflation & Workers' Compensation Premiums

Employers raise payroll and benefit to meet employee expectations in tight labor market. Wage inflation impacts premiums directly. To control claims:


  • Investigate all injuries and claims
  • Build a Return to Work program
  • Evaluate Safety program
  • Training and Audit for improvements

Workers' Compensation for Remote Employees

The pandemic changed the way employees work. This work from home trend is unlikely to end. Home office is considered as secondary work premise under the policies. To control claims:


  • Designate safe work area at home
  • Define work hours and meal time
  • Provide training for Workstation setup
  • Include ergonomic best practices

Eligible Classes

Office & Administrative Staff
  • Administrative Assistants
  • Receptionists
  • Office Clerks
  • Data Entry Operators
  • Accountants & Bookkeepers
  • IT Support Staff (non-manual)
  • Human Resources Personnel
  • Customer Service Representatives
Healthcare Staffing
  • Nurses (RNs, LPNs)
  • Medical Assistants
  • Home Health Aides
  • Personal Care Attendants
  • Therapists (Physical, Occupational, Speech)
  • Medical Billing Staff (non-manual)
  • Medical Office Administrative Staff
Construction & Skilled Trades Staffing
  • Carpenters
  • Electricians
  • Plumbers
  • HVAC Technicians
  • Painters
  • Roofers
  • Laborers & General Construction Workers
  • Equipment Operators
Manufacturing & Warehouse Staffing
  • Assembly Line Workers
  • Machine Operators
  • Warehouse Workers
  • Forklift Operators
  • Packaging & Shipping Clerks
  • Quality Control Inspectors
Retail & Hospitality Staffing
  • Store Clerks & Cashiers
  • Stock Clerks
  • Sales Associates
  • Hotel Housekeeping Staff
  • Front Desk & Concierge Staff
  • Food Service Workers (Cooks, Servers, Bartenders)
Transportation & Delivery Staffing
  • Truck Drivers (Local & Long Haul)
  • Delivery Drivers
  • Couriers & Messengers
  • Taxi and Ride-share Drivers
Cleaning & Maintenance Staffing
  • Janitorial Staff
  • Groundskeepers & Lawn Care Workers
  • Maintenance Technicians
  • Security Guards
Education & Childcare Staffing
  • Teachers & Instructors
  • Teacher Assistants
  • Daycare Workers
  • After School Program Staff