Home Insurance
Compensates You For Losses To Your Home
Home insurance provides vital protection for both your home and the possessions inside it. By purchasing a homeowners policy, you’re adding a layer of financial security against unexpected losses like fire, theft, storms, and other covered events.
Get QuoteIn addition to property protection, home insurance also offers:
- Liability Coverage: Protection if you're legally responsible for injuries to others on your property.
- Structural Coverage: Covers damages to the physical structure of your home and other buildings on your property.
- Personal Property: Reimburses you for damage or theft of belongings inside your home.
- Pet Injuries (in some cases): Coverage for household pet injuries within the home.
- Additional Living Expenses: Covers temporary living costs if an insured event forces you out of your home.
Optional add-ons are available for even more protection, including:
- Replacement cost for personal belongings: Ensures you receive the full replacement value for your damaged or stolen items, not just their depreciated worth.
- Higher liability limits: Provides increased protection in case of major liability claims or lawsuits.
- Coverage for valuables, electronics, and computer equipment: Offers specialized protection for high-value items that may exceed standard policy limits.
Need help choosing the right level of protection? Contact us and we’ll help you customize a plan that fits your needs.