Home Insurance

Compensates You For Losses To Your Home

Home insurance provides vital protection for both your home and the possessions inside it. By purchasing a homeowners policy, you’re adding a layer of financial security against unexpected losses like fire, theft, storms, and other covered events.

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In addition to property protection, home insurance also offers:

  • Liability Coverage: Protection if you're legally responsible for injuries to others on your property.

  • Structural Coverage: Covers damages to the physical structure of your home and other buildings on your property.

  • Personal Property: Reimburses you for damage or theft of belongings inside your home.

  • Pet Injuries (in some cases): Coverage for household pet injuries within the home.

  • Additional Living Expenses: Covers temporary living costs if an insured event forces you out of your home.

Optional add-ons are available for even more protection, including:

  • Replacement cost for personal belongings: Ensures you receive the full replacement value for your damaged or stolen items, not just their depreciated worth.

  • Higher liability limits: Provides increased protection in case of major liability claims or lawsuits.

  • Coverage for valuables, electronics, and computer equipment: Offers specialized protection for high-value items that may exceed standard policy limits.

Need help choosing the right level of protection? Contact us and we’ll help you customize a plan that fits your needs.